Terms and Conditions

Please read the following terms and conditions carefully. In this document:

• references to "Site" are references to this website;
• references to "you", "your", and "yours" are references to the person or persons accessing the Site;
• references to "we", "us", and "our" are references to Zentrix Global's worldwide advisory business;
• references to "Zentrix Global Group" are references to Zentrix Global and its affiliated companies from time to time; and
• references to "Terms and Conditions" are references to these terms and conditions, as amended from time to time.

1. Site terms

These Terms and Conditions govern your use of the Site, and each time you access the Site you agree to be bound by them. If you do not accept these Terms and Conditions in full, you should not access or use this Site and should leave the Site immediately. These Terms and Conditions refer to the following additional terms, which also apply to your use of the Site: our Privacy Notice, which sets out the terms on which we process any personal data we collect from you or that you provide to us, and which also covers our use of cookies.

2. Accessing the Site

This Site is made available free of charge. We do not guarantee that the Site, or any content on it, will always be available or be uninterrupted. Access to the Site is permitted on a temporary basis. We may suspend, withdraw, or discontinue all or any part of the Site without notice. We will not be liable to you if for any reason the Site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to the Site, and for ensuring that all persons who access the Site through your internet connection are aware of these Terms and Conditions and comply with them.

3. Changes

The information, material, and content provided on the Site may be changed at any time without notice. We may change these Terms and Conditions at any time by updating this page. You agree to review these Terms and Conditions regularly, and that your use of the Site will be subject to any such changes once they are made.

4. Data protection and privacy

We are committed to protecting your privacy. All information gathered from you in connection with your use of the Site will be maintained in accordance with our Privacy Notice.

5. No offer

Expressions of opinion on the Site are those of Zentrix Global only, and are subject to change without notice. Information or opinions contained on the Site do not constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments, or investment advice or recommendation in respect of such securities or other financial instruments. Should you seek to rely in any way upon any content contained on this Site, you do so at your own risk.

The information on this Site is based on our understanding of current law, regulation, and practice at the time of publication. Future changes in law, regulation, or practice could affect the information on this Site. Before you make any decision or take any action that might affect your personal finances or business, you should always consult a suitably qualified professional adviser to obtain appropriate financial, legal, accounting, tax, and other advice.

6. No warranties

Other than the warranties and representations contained in these Terms and Conditions, all other warranties and representations, whether express, implied, or statutory, are, to the fullest extent permitted by applicable law, excluded. Use of the Site is at your sole risk.

While we have taken reasonable steps to ensure the accuracy, currency, and completeness of the information contained on the Site, information is provided on an "as is" and "as available" basis. In particular, we make no warranties or representations regarding:

• the accuracy, adequacy, completeness, or timeliness of the content, information, or material on the Site;
• the error free use of the Site;
• the availability of the Site, that it will meet your requirements, that access will be uninterrupted, or that there will be no delays, failures, errors, or loss of transmitted information, no viruses or other contaminating or destructive properties, or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of your own data and equipment; or
• the accuracy, functionality, or performance of any third party software that may be used in connection with the Site.

7. Limitation of liability

To the extent permitted by law, neither we nor any member of the Zentrix Global Group shall be liable for any damage, loss, or liability, whether arising in contract, tort, including negligence, or otherwise, arising out of or in connection with your use of this Site, your reliance on or inability to use the information on this Site, or any failure in performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure affecting this Site or your use of it.

The above exclusions apply to any damage which is direct, indirect, special, incidental, or consequential, or consists of loss of profits, business, goodwill, opportunity, or data, even where we have been advised of the possibility of such damage. Nothing in these Terms and Conditions shall exclude or limit our liability in relation to fraud, misrepresentation, personal injury, or death.

8. Links to third party sites or content

Where we provide hypertext links to other locations on the internet, we do so for information purposes only. We are not responsible for the content of any third party websites or pages linked to or from this Site. Following links to any third party websites shall be at your own risk, and we shall not be liable for any damages in connection with such links.

No endorsement or approval of any third party, or their advice, opinions, information, products, or services, is expressed or implied by any hyperlink on this Site. We have not verified the content of any such third party websites, and you should refer to their own terms and privacy policies to understand how your use of them may affect you.

9. Links to our Site and your conduct

You may not use any part of this Site on another website, or link another website to this Site, without our prior written permission.

You are prohibited from posting or transmitting to or from this Site any material that is threatening, defamatory, obscene, indecent, offensive, abusive, discriminatory, or otherwise unlawful; for which you have not obtained all necessary licences or approvals; which constitutes or encourages conduct that could be considered a criminal offence or give rise to civil liability; or which is technically harmful, including viruses or other malicious software.

You may not decompile, reverse engineer, or disassemble any part of the Site or its content. You may not misuse this Site by hacking, distributing unsolicited messages, or otherwise disrupting the Site or the networks through which it is accessed. You may not use this Site for any commercial, profit making, or resale purpose, including the systematic extraction or re-use of any part of it.

10. Internet and e-mail communications

Messages sent over the internet, including e-mail, cannot be guaranteed to be completely secure, as they are subject to possible interception, monitoring, delay, loss, or alteration. We are not responsible for any such messages, nor liable to you or anyone else for any damages in connection with messages sent by you to us, or messages sent or appearing to be sent by us to you, over the internet. You should not include any sensitive or confidential information in such messages.

11. Our monitoring of communications

To help us improve our service and in the interest of security, we may monitor and/or record communications between you and us. Any recordings are our sole property.

12. Intellectual property rights

All intellectual property rights, including copyright, database rights, design rights, and trade marks, in this Site are owned by or licensed to Zentrix Global unless otherwise stated. You may print, copy, download, or temporarily store extracts from the Site for your personal use, or to help you use our services. You may not alter any material obtained from the Site, including removing any identifying marks, and any other use is prohibited unless you first obtain our written permission. You may not reproduce, modify, adapt, transmit, publish, create derivative works of, or otherwise exploit all or any part of this Site without our written consent.

The Zentrix Global name and logo are trade marks of Zentrix Global. Other than as provided above, you may not use or reproduce them.

13. Not intended for children

The Site is not intended for use by minors.

14. Notices

Any notice to be given under these Terms and Conditions must be communicated by post, email, or other method most recently notified by the receiving party. Receipt of notice shall be deemed to occur at the time when the notice would, in the ordinary course, be delivered or transmitted.

15. Severance

If any part of these Terms and Conditions is found by any court or other competent authority to be invalid, unlawful, or unenforceable, that part shall be severed from the rest of these terms, which shall continue to be valid and enforceable to the fullest extent permitted by law.